What to look for when buying car insurance

The liability coverage is also known as limited insurance coverage, and that covers only the damages cause to property of others or the people themselves, due to the occurrence of an accident caused by the driver of the car insured or mechanical failure in it.
Medical expenses for occupants

All car insurers offer coverage for medical injuries to occupants, which protects for all those expenses that will have to incur medical costs of care for all occupants of the car insured.
The insurable amount must be defined based on the number of people who normally travel in that vehicle, considering the costs that might occur during the event of an accident.
This coverage applies where the fault for the accident is insured the car itself (or its driver), because if the charge is another vehicle, the coverage will apply liability contracted by the other vehicle, who must pay for all damages .
Damage

Coverage for property damage, together with the previous two, make car insurance comprehensive coverage, which offers the greatest protection for the vehicle owner.
This coverage will cover all damage to the insured vehicle during an accident in which the vehicle is responsible, always considering some deductible and coinsurance clauses.
When damage to the insured vehicle are caused by another, the liability insurance of the other car is coming into operation.
Deductible is an amount that is always paid by the owner of the vehicle insured before the insurance company made a payment, that is, that if you have a deductible of 500 Euros, all damage of less than this amount in a single claim shall by the insured.